These Terms and Conditions govern the use of the Perennial Chit Management services. By accessing or using our services, you agree to be bound by these terms. If you do not agree, please refrain from using our services.

Eligibility - To use our Service, you must be at least 18 years old and have the legal capacity to enter into contracts.

Registration - Users must create an account to access certain features of the Service. Users are responsible for maintaining the confidentiality of their account information and for all activities under their account.

Chit Management

  • Users can participate in chits as per the guidelines provided within the Service.
  • Users are required to make timely payments as stipulated in their chosen chit plan.
  • For Refund, Company rules will apply.

Fees - Any fees associated with the Service will be clearly communicated to users. By participating in a chit, users agree to these fees.

Responsibilities of Users - Users agree to:

  • Provide accurate and complete information during registration.
  • Notify Perennial Chit Management of any changes to their information.
  • Adhere to all applicable laws and regulations while using the Service.

Termination - Perennial Chit Management reserves the right to suspend or terminate a user’s account for violations of these Terms and Conditions or for any behavior that disrupts the Service.

Amendments - Perennial Chit Management reserves the right to modify these Terms and Conditions at any time. Users will be notified of significant changes, and continued use of the Service constitutes acceptance of the updated terms.

  • Perennial Chit Management may contact you via phone, text (SMS, WhatsApp), push notifications, and email as part of its standard business operations related to your use of the Services. You can opt out of receiving text (SMS, WhatsApp), and email communications from Perennial Chit Management at any time by following the instructions in the opt-out procedure. Please note that opting out may affect your ability to fully utilize the Services.
  • Users are prohibited from directly or indirectly engaging in the transmission of "spam," chain letters, junk mail, or any other unsolicited communications.
  • Additionally, users must refrain from defaming, harassing, abusing, or disrupting other users of the Website.

Contact Information - For questions or concerns regarding these Terms and Conditions, please contact us at [email protected]