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Getting Started

Early withdrawal policies vary by chit fund. While some may allow it, there could be conditions attached. Please consult with our representatives for specific terms.
Members contribute regularly, and each month, a portion of the total collection is auctioned or distributed among members. The process continues until every member has received their share.
A chit fund is a savings scheme where a group of people contribute a fixed amount periodically. The pooled money is then given to one member as a lump sum, allowing members to save and access funds as needed.

Services & Fees

If a payment is missed, there may be penalties or consequences based on the fund's rules. It’s important to communicate with our team if you anticipate any payment issues.
Typically, chit funds have a fixed duration, which can range from a few months to several years. Specific details can be provided by our team based on the plan you choose.
To join, you can visit our office or our website for more information. Our team will guide you through the enrollment process and answer any questions you may have.

Warranty & Return

Non-residents may have restrictions based on regulatory guidelines. It’s best to check with our team for specific eligibility criteria.
Perennial Chit Management is known for its transparency, excellent customer service, and a strong track record of trustworthiness in managing chit funds effectively.
Yes, chit funds in India are regulated by the Chit Funds Act, 1982, and the respective state governments. This ensures transparency and protects the interests of members.

Membership and Contributions

While chit funds are generally considered safe, there are inherent risks, such as the financial stability of the management company. Choosing a reputable company like Perennial can mitigate these risks.
Returns in chit funds depend on various factors, including the total contributions, the number of members, and the duration of the fund. Our team can explain the specifics for your chosen plan.
Chit funds encourage regular savings, provide liquidity during emergencies, and offer an opportunity for members to receive a lump sum amount at various intervals.